Cover for any in-hospital and several other high cost treatments and care must be confirmed by the Scheme prior to the member actually undergoing the treatment.

Remember to phone 0860 103 933 to confirm (preauthorise) all in-hospital benefits, as well as those for MRI or CT scans, endoscopic procedures, oncology, dentistry done in hospital. 

For all planned procedures or treatment, you must call us at least 48 hours before you are planning to undergo the medical care.

Each Benefit Option offers a different level of cover for: