LA Focus

This benefit option has Major Medical Benefit (MMB) cover for all in-hospital and large expenses, and provides cover for the Prescribed Minimum Benefit (PMB) Chronic Disease List (CDL) conditions according to a medicine list (formulary). If the formulary is not used, the medicine is paid up to a monthly Chronic Drug Amount (CDA).

The LA Focus Option pays for day-to-day expenses from a Medical Savings Account (MSA).

This Option provides hospital cover specifically for members in any province with a coastline. A co-payment applies for non-PMB care in hospitals that are not in these provinces.