LA Core
This Option has a Major Medical Benefit (MMB) for all in-hospital and large expenses.
It provides cover for the Prescribed Minimum Benefit (PMB) Chronic Disease List (CDL) as well as for several Additional Chronic conditions (ADL). All approved chronic medicine is subject to a formulary and if medicine that is not on the formulary is used, a monthly Chronic Drug Amount applies for the condition.
The LA Core Option pays for day-to-day expenses from a Medical Savings Account (MSA). Thereafter, cover for day-to-day claims for GPs, Specialists, acute medicine, radiology, pathology, dentistry and optical benefits is provided by the Scheme from the Insured Procedures Benefit (IPB).
The IPB benefit is limited in accordance with the number of beneficiaries registered on the membership.
