LA Active
This Option has a Major Medical Benefit (MMB) for all in-hospital and large expenses and provides Prescribed Minimum Benefit (PMB) Chronic Disease List (CDL) cover according to a formulary. If the formulary is not used, the medicine is paid up to a monthly Chronic Drug Amount (CDA).
The LA Active Option pays for day-to-day expenses from a Medical Savings Account (MSA). Thereafter, cover for day-to-day claims for GPs, Specialists, acute medicine, radiology, pathology, dentistry and optical benefits is provided by the Scheme from the Insured Procedures Benefit (IPB).
The IPB benefit is limited in accordance with the number of beneficiaries registered on the membership.